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A Health Savings Account allows you to pay for current health expenses and save for future qualified medical expenses on a tax-free basis.

Your deposits are insured up to 250,000.00 under the FDIC's Insurance Coverage until December 31, 2013. Beginning July 1, 2010 we will no longer participate in the FDIC's Transaction Account Guarantee Program (TAG) which insures non-interest bearing accounts in excess of 250,000.00.

Exchange State Bank owned properties, also sometimes referred to as REO (real estate owned) homes or properties, are often seen by qualified borrowers as good investment and purchase opportunities.