
A Health Savings Account allows you to pay for current health expenses and save for future qualified medical expenses on a tax-free basis.

In addition to the normal FDIC $250,000.00 insurance coverage we are participating in the FDIC’s Transaction Account Guarantee Program. Under that program all non-interest bearing checking accounts are fully guaranteed by the FDIC for the entire amount in the account through June 30, 2010.

Exchange State Bank owned properties, also sometimes referred to as REO (real estate owned) homes or properties, are often seen by qualified borrowers as good investment and purchase opportunities.